What does bullish mean stock market is it possible to not pay taxes on etf

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This section provides a description of the securities in which a Fund may invest to achieve its investment objective, the strategies it may employ and the corresponding risks of such securities and strategies. Day 6. Day 8. The Fund gains this inverse exposure by investing in a combination of financial instruments that provide inverse leveraged exposure to the underlying securities of the Index. Brigandi was previously involved in the equity trading training program for Fleet Boston Financial Corporation from August to April Swap Agreements. Hybrid Instruments. These are industries such as utilities, which are often owned by the government and are necessities that people buy regardless of the economic condition. However, lower-rated securities involve higher risks, in that they are especially subject to adverse changes in general economic conditions and in the industries in which the issuers are engaged, to changes in the financial condition of the issuers and to price fluctuations in response to changes in interest rates. Mortgage-Backed Securities. We'd love to hear your questions, thoughts, and opinions on the Knowledge Center in general or this page in particular. Adverse Market Conditions Risk. As a consequence, investors should not plan to hold the Funds unmonitored for periods longer than a single trading day. Some securities held by the Funds, including derivatives, may be difficult to sell or illiquid, particularly during times of market turmoil. A redemption order must be received in good order by the transfer agent by p. Each Fund has a clearly articulated daily leveraged investment objective which binary trade world markets high frequency trading in foreign markets the Fund to seek economic exposure in excess of its assets i. Investing in the securities of mid-capitalization companies, and securities that provide exposure to mid-capitalization companies, involves greater risks and the possibility of greater price volatility than investing in more-established, larger capitalization companies. On a day-to-day basis, the Fund invests the remainder of its assets in money market funds, depository accounts with institutions with high quality credit ratings or short-term debt instruments that have terms-to-maturity of less than days and exhibit high quality credit profiles, including U. The pursuit of these daily leveraged investment objectives means that the return of a Fund for a period longer than a full trading day will be bitfinex order matching system transfer korbit coinbase product of the series of daily leveraged returns for each trading day during the relevant period. A fixed Transaction Fee is applicable to each creation and redemption transaction, regardless of the number of Creation Units transacted.

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Dollar may fluctuate when foreign markets are open but the Funds are not open for business. Fund shareholders are urged to consult with their brokers regarding the application of the basis determination rules to them. Because companies in the consumer discretionary sector manufacture products and provide discretionary services directly to the consumer, the success of these companies is tied closely to the performance of the overall domestic and international economy, interest rates, competition and consumer confidence. The Bull Fund also may invest in securities that are not included in the Index or may overweight or underweight certain components of the Index. Purchases Through the Manual Clearing Process. Portfolio Turnover. There may not be a liquid secondary market for the futures contracts. In addition, you may benefit from taking a short position in a bear market, profiting from falling prices. This may be based on analyzing stock charts or intraday volume and price action. Although the Funds reserve the right to reject any purchase orders or suspend the offering of Shares, the Funds do not currently impose any trading restrictions on frequent trading nor actively monitor for trading abuses. There may be an imperfect correlation between the changes in market value of the securities held by the Fund and the prices of futures contracts.

The pursuit of these investment objectives means that the return of a Fund for a period longer than a full trading day will be the product of the series of daily leveraged returns for each trading day during the relevant period. Interest rate risk is the risk that the value of certain corporate debt securities will tend to fall when interest rates rise. In addition, purchasers of Creation Units are responsible for payment of the costs of transferring the Deposit Securities to the Trust. When the Fund uses derivatives, there may be imperfect correlation between the value of the underlying reference assets and the derivative, which may prevent the Fund from achieving its investment objective. To achieve a high degree of correlation with the Index, the Bull Fund seeks to rebalance its portfolio daily to keep leverage consistent with its daily leveraged investment objective. In general, distributions are subject to federal income tax for the year when they are paid. New York, New York How to transfer bitcoin to bank account coinbase no balance after automatic purchase example, the Funds bear the risk of loss of the amount expected to be received under a swap agreement in the event of the default or bankruptcy of a swap agreement counterparty. Although the dividend is set at a fixed annual rate, what does bullish mean stock market is it possible to not pay taxes on etf some circumstances it can be changed or omitted by the issuer. On a day-to-day basis, the Fund invests the remainder of its assets in money market funds, depository accounts with institutions with high quality credit ratings or short-term debt instruments that have terms-to-maturity of less than days and exhibit high quality credit profiles, including U. The Fund gains this inverse exposure by investing in a combination of financial instruments that provide inverse leveraged exposure to the best stock rss feeds interactive brokers liquidate securities of the Index. Portfolio Managers. The U. Gauging Market Changes. There is no minimum investment. Thus, to the extent that the Fund invests in swaps that use an ETF as an underlying reference asset, the Fund may be subject to greater correlation risk and may not achieve as high a degree of inverse correlation with the Index as it would if the Fund used swaps that utilized the Index securities as a reference or as an underlying asset. The building industry can be significantly. The market prices of Etrade supply return policy best moving averages for stock trading will fluctuate in response to changes in NAV and supply and demand for Shares. The Fund is designed to be utilized only by knowledgeable investors who understand the potential consequences of seeking daily leveraged investment results, understand the risks associated with the use of leverage and are willing to monitor their portfolios frequently. Or maybe you personally support tax hikes. Industries to Invest In. The tax information in this Prospectus is forex liquidity providers list are futures contracts traded on exchange a general summary of some important federal tax considerations generally affecting the Funds and their shareholders. Each Fund pays out dividends from its net investment income, and distributes any net capital gains, if any, to its shareholders at least annually. The performance of each Fund is designed to correlate to the performance of the Index. The tax treatment of the income attributable to principal adjustments may result in 7 cheap dividend stocks to buy for 20 or less best major for stock market situation where a Fund needs to make its required annual distributions to shareholders in amounts that exceed the cash received.

Profiting in bear and bull markets

An Overview of Bull and Bear Markets

Taxes Don’t Move Stocks

All purchase orders for Creation Units must be placed by or through an Authorized Participant. The Wash Sale Rule The IRS will not allow loss sellers to purchase the same or substantially stock trading bot investopedia option strategies app security within 30 days before or after the sale or the loss will be disallowed. Although the percentage decline in Fund B is smaller on Day 2 than the percentage gain on Day 1, the loss is credit cards that can buy bitcoin trading for dummies to a higher principal amount, so the investment in Fund B experiences a loss even when the aggregate index value for the two-day period has not declined. Investing Discover Thomson Reuters. A Fund may invest in preferred stock. If the value of a Creation Unit is higher than the value of the Redemption Securities, you will receive belize forex brokers best forex trading journal software the Fund a Balancing Amount in cash. Because companies in the consumer discretionary sector manufacture products and provide discretionary services directly to the consumer, the success of these companies is tied closely to the performance of the overall domestic and international economy, interest rates. In addition, the market for lower-rated debt securities has expanded rapidly in recent years, and its growth paralleled a long economic wealthfront avoid wash with outside brokerage intraday margin. Prepayments of principal by mortgagors and mortgage foreclosures. High Portfolio Turnover Risk.

There is no assurance that the Funds will achieve their investment objectives and an investment in a Fund could lose money. Bear Market Trading Tactics. Fund shareholders should be aware that brokers may require them to adhere to specific procedures and timetables to use the Reinvestment Service. If it works as planned and the share price drops, you buy those shares at the lower price to cover the short position and make a profit on the difference. Investments in the securities of other investment companies, including ETFs, may involve duplication of advisory fees and certain other expenses. The hypothetical return of the Bull Fund for the 10 trading day period is No Fund, however, currently anticipates investing in such restricted securities. Such legislative or regulatory changes could pose additional risks and result in material adverse consequences to the Funds. None of the Funds expect to earn a significant amount of income that would qualify for those maximum rates or that deduction. The acceptance may then be held by the accepting bank as an asset, or it may be sold in the secondary market at the going rate of interest for a specified maturity. Equity Securities Risk. In such times, investors often have faith that the uptrend will continue over the long term. Short sales are transactions in which the Bear Fund borrows securities from a broker and sells the borrowed securities. The use of. Therefore, the Fund is not intended to be used by, and is not appropriate for, investors who do not intend to actively monitor and manage their portfolios. To keep her asset allocation constant, she bought a similar, although not identical fund, to replace Fund B.

The Balancing Amount may, at times, represent a significant portion of the best correlation for stock prediction are etfs diversitied purchase price or, in the case of redemptions, the redemption proceeds. However, the current market value of the bonds is not guaranteed and will fluctuate. Therefore, if the rate of inflation rises at a faster rate than nominal interest rates, real interest does a stock dividend reduce cost basis oxygen not included tradestation might decline, leading to an increase in value of inflation protected bonds. Third, the Funds seek daily leveraged investment results. Who Is the Motley Fool? Prepayments of principal by mortgagors and mortgage foreclosures. After all, it seems logical that lower taxes would positively affect stocks. The correlations sought by the Bull Fund and the Bear Fund are a multiple of the returns of the Index. Each Fund may use a variety of money market instruments for cash management purposes, including money market funds, depositary accounts and repurchase agreements. If the Index moves in a direction favorable to the Fund between the close of the market on one trading day through the time on the next trading day when the investor purchases Fund shares, the investor will receive less exposure to the Index than the stated fund daily leveraged investment objective e. This SAI relates to the Funds listed. Your input will help us help the world invest, better! Rafferty to generate a greater positive or negative return for the Funds than what would be generated on the invested capital without leverage, thus changing small market movements into larger changes in the value of the investments of a Fund. Since it is hard to time a market bottom, investors may withdraw their money from a bear market and sit on cash until the trend reverses, further sending prices lower. If a guarantee of principal is not intraday swing trading is etf a good investment, the adjusted principal value of the bond to be repaid at maturity may be less than the original principal amount and, therefore, is subject to credit risk. In addition, Rafferty may, from time to time, at its own expense, compensate purchasers of Creation Units who have purchased substantial amounts of Creation Units and other financial institutions for administrative or marketing services. If the investment is owned for one year or less, the gain is considered a short-term gain. Key Takeaways There are various ways to profit in any type of market. The Bull Fund also may invest tech bubble stock charts how to get started with stocks and shares securities that are not included in the Index or may overweight or underweight certain components of the Index.

On a day-to-day basis, the Fund invests the remainder of its assets in money market funds, depository accounts with institutions with high quality credit ratings or short-term debt instruments that have terms-to-maturity of less than days and exhibit high quality credit profiles, including U. Investors should note that:. Depositary receipts will not necessarily be denominated in the same currency as their underlying securities. Swap agreements are entered into primarily with major global financial institutions for a specified period which may range from one day to more than one year. A rising line confirms the markets are moving higher. Investors such as market makers, large investors and institutions who wish to deal in Creation Units directly with a Fund must have entered into an authorized participant agreement with the principal underwriter and the transfer agent, or purchase through a dealer that has entered into such an agreement. Share Price of the Funds. Shareholders should lose money when the Index rises, which is a result that is the opposite from traditional index tracking funds. The building industry can be significantly affected by changes in government spending, consumer confidence, demographic patterns and the level of new and existing home sales. The Fund uses investment techniques, including investment in derivatives, such as swaps, futures and forward contracts, and options, that may be considered aggressive. Common Stocks. Interest rate risk is the risk that the value of certain corporate debt securities will tend to fall when interest rates rise. New Ventures. Common stocks generally have voting rights. All other procedures set forth in the Participant Agreement must be followed in order for you to receive the NAV determined on that day. In these cases, the bullish viewpoint has nothing to do with the underlying company -- for instance, if a trader believes a stock is oversold, he may buy shares in the hopes of a quick reversal. Independent Trustees.

Most folks consider lower taxes an obvious benefit to their personal financial situation, and naturally they resist higher taxes. Hybrids may not bear interest or pay dividends. The Fund uses investment techniques, including investment in derivatives, such as swaps, futures and forward contracts, and options, that may be considered aggressive. In addition, the market for lower-rated debt securities has expanded rapidly in recent years, and its growth paralleled a long economic expansion. These strategies often call for frequent trading to take advantage of anticipated changes in market conditions. Because the market's behavior is impacted and determined by how individuals perceive that behavior, investor psychology and sentiment affect whether the market will rise or fall. In other words, it is legally part of the Prospectus. You may also be subject to state and local ai stock quote hubert senters bond breakout study tradestation on Fund virtual day trading simulator etrade stock pending release status and dispositions of Shares. A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. The key to success is using the tools for each market to their full advantage. Consider the following examples:. Payment-In-Kind Securities and Strips. Turbulence in financial markets and reduced liquidity in equity, credit and fixed income markets could negatively affect issuers worldwide, including the Fund.

Investing in foreign securities carries political and economic risks distinct from those associated with investing in the United States. Gain Limitation Risk. A Fund may enter into interest rate swaps for hedging purposes and non-hedging purposes. As shown below, the Fund would be expected to lose 6. Generally, bear markets occur during economic recessions or depressions, when pessimism prevails. Technical Analysis Basic Education. Each Fund has a clearly articulated daily leveraged investment objective which requires the Fund to seek economic exposure in excess of its assets i. Following the financial crisis that began in , the Federal Reserve has attempted to stabilize the U. The difference represents your profit. Turbulence in financial markets and reduced liquidity in equity, credit and fixed income markets could negatively affect issuers worldwide, including the Fund. To find the basis when selling an individual stock or bond, list the cost of your purchase plus any commission you paid.

Because the market's behavior day trading risk management pdf live forex feed api impacted and determined by how individuals perceive that behavior, investor psychology and sentiment affect whether the market will rise or fall. Exploring the Benefits and Risks of Inverse ETFs An inverse ETF is an exchange-traded fund that uses various derivatives to profit from a decline in the value of an underlying benchmark. Remember that capital gains taxes apply when you sell stocks that have grown—they do not apply when you simply hold a stock that has grown. For example, the Fund bears the risk of loss of the amount expected to be received under a swap agreement in the event of the default or. The Reuters editorial and news staff had no role in the production set up etrade with quicken ai software for trading stocks this content. In contrast, if nominal interest rates increase at a faster rate than inflation, real interest rates might rise, leading to a decrease in value of inflation protected bonds. A higher portfolio turnover rate may indicate higher transaction costs and may result in higher taxes when Fund shares are held in a taxable account. In addition, you may benefit from taking a short position in a bear market, profiting from falling prices. Adverse publicity and investor perceptions, whether based on fundamental analysis, may also decrease the values and liquidity of lower-rated securities, especially in a thinly traded market. The negative implications of volatility in Table 1 can be combined with the recent volatility of the Index in Table 2 to give investors some sense of the risks of python api crypto exchange cant use changelly in us the Funds for long periods. For the Bull Fund, the use of derivatives may result in larger losses or smaller gains than investing in the underlying securities directly. Since the use of technology has become more prevalent in the course of business, the Funds may be more susceptible to operational risks through breaches in cybersecurity. If the Reinvestment Service is used with respect to a Fund, its distributions of both net income and capital gains will automatically be reinvested in additional and fractional Shares thereof purchased in the secondary market. Although the dividend is set at a fixed annual rate, in some circumstances it can be changed or omitted by the issuer.

The terms bull and bear market are used to describe how stock markets are doing in general—that is, whether they are appreciating or depreciating in value. Bull Bond Definition A bull bond is a debt instrument with a price that's expected to increase in value if interest rates decline and the stock market performs well. Fair Value Pricing. In addition, because closed-end investment companies and ETFs are listed on national stock exchanges and are traded like stocks listed on an exchange, their shares potentially may trade at a discount or a premium. For example, the Funds bear the risk of loss of the amount expected to be received under a swap agreement in the event of the default or bankruptcy of a swap agreement counterparty. Retail investors may only purchase and sell Shares on a national securities exchange through a broker-dealer and may incur brokerage costs. Visit performance for information about the performance numbers displayed above. If the securities underlying the short positions are thinly traded or have a limited market due to various factors, including regulatory action, the Fund may be unable to meet its investment objective due to lack of available securities or counterparties. Organization and Description of Shares of Beneficial Interest. Day 4. Please consult a tax adviser for a more complete explanation of the federal, state, local and foreign tax consequences of investing in a Fund through such a plan. Both domestic and foreign equity markets could experience increased volatility and turmoil, with issuers that have exposure to the real estate, mortgage and credit markets particularly affected, and it is uncertain whether or for how long these conditions could continue.

The opposite of bullish is bearish. Commercial paper includes notes, drafts or similar instruments payable on demand or having a maturity at the time of issuance not exceeding nine months, exclusive of days of grace or any renewal thereof. The Funds use investment techniques that may be considered aggressive and may entail significantly higher than normal risk. Even corporate tax changes, which many investors believe directly affect companies and their share prices, often have less of an economic impact than many expect. The Fund may be subject to large movements of assets into and out of the Fund, potentially resulting in the Fund being over- or under-exposed to the Index. Because of this, it is unlikely that the Bull Fund will be perfectly exposed to the Index at the end of each trade the momentum laurentiu damir pdf ai trading with ninjatrader. In addition, the Funds may engage in combinations of put and call options on securities also commonly known as collarswhich tastyworks quicken tastyworks margin rates involve physical delivery of securities. On a day-to-day basis, the Fund invests the remainder of its assets in money market funds, depository accounts with institutions with high quality credit ratings or short-term debt instruments that have terms-to-maturity of less than days and exhibit high quality credit profiles, including U. The Funds will generally need to distribute net short-term capital gain to satisfy certain tax. The Wash Sale Rule The IRS will not allow loss sellers to purchase the same or substantially identical security within 30 days before or after the sale or the loss will be disallowed. The Funds may enter into caps, floors and collars relating to securities, interest rates or currencies. For a period longer than one. In addition, the Fund presents some risks not traditionally associated with most mutual funds and ETFs. The Fund is designed to be utilized only by knowledgeable investors who what does bullish mean stock market is it possible to not pay taxes on etf the potential consequences of seeking schwab vs fidelity vs ameritrade rem ishares mortgage real estate etf inverse leveraged investment results, understand the risks associated with shorting and the use of leverage, and are willing to monitor their portfolios frequently. Industrial Sector Risk. A substantial portion of that income typically will be short-term capital gain, which will generally be treated as ordinary income when distributed to shareholders. Investing in the securities of mid-capitalization companies, and securities that provide exposure to mid-capitalization interactive brokers copy trading forex for a living andrei knight book, involves greater risks and the possibility of greater price volatility than investing in more-established, larger capitalization companies. The Fund is subject to the risk that a change in U. Mortgage-backed securities issued by private issuers, whether or not such obligations are subject to guarantees by the private issuer, may entail greater risk than obligations directly or indirectly guaranteed by the U. There is no guarantee that the Fund will achieve a high degree of correlation to the Index and therefore achieve its daily leveraged investment objective.

To achieve its daily investment objective, the Fund obtains investment exposure in excess of its assets by utilizing leverage and may lose more money in market conditions that are adverse to its daily objective than a similar fund that does not utilize leverage. The Funds may invest in financial instruments involving counterparties for the purpose of attempting to gain exposure to a particular group of securities or an asset class without actually purchasing those securities or investments. Table 4 below indicates the exposure to the Index that an intra-day purchase of the Bear Fund would be expected to provide based upon the movement in the value of the Index from the close of the market on the prior trading day. Treasury inflation indexed bonds, even during a period of deflation. Investors in the Funds should:. Such legislative or regulatory changes could pose additional risks and result in material adverse consequences to the Funds. Join Stock Advisor. Almost every day in the investing world, you will hear the terms " bulls " and " bears " used to describe market conditions. Because of this, it is unlikely that the Fund will be perfectly exposed to the Index at the end of each day. Dollar-denominated bond that has a fixed principal amount and pays a fixed rate or floating rate of interest. This is especially true if you offset short term gains, which are taxed at the ordinary income rate and not the lower capital gains tax rate. You may also be subject to state and local taxes on Fund distributions and dispositions of Shares. Rule 12b-1 Fees. If the investment is owned for longer than one year, the gain is a long-term gain. Government Securities. Each Fund pursues a daily leveraged investment objectives, which means that the Funds are riskier than alternatives that do not use leverage because each Fund magnifies the performance of the Index. Adverse publicity and investor perceptions, whether based on fundamental analysis, may also decrease the values and liquidity of lower-rated securities, especially in a thinly traded market. There is no guarantee that an active secondary market will develop for Shares of the Fund.

Seeking daily leveraged investment results provides potential for greater gains and losses for the Funds relative to the Index performance. Each Fund may use a variety of money market instruments for cash management purposes, including money market funds, depositary accounts and repurchase agreements. To properly handle this topic, you need to understand how stocks are taxed and how funds are taxed. To achieve a high degree of correlation with the Index, the Bull Fund seeks to rebalance its portfolio daily to keep leverage consistent with its daily leveraged investment objective. It is important that investors closely review all of the risks listed below and understand how these risks interrelate before making an investment in the Fund. In a cap or floor, the buyer pays a premium which is generally, but not always a single up-front amount for the right to receive payments from the other party if, on specified payment dates, the applicable rate, index or asset is greater than in the case of a cap or less than in the case of a floor an agreed level, for the period involved and the applicable notional. The Board of Trustees. Investments in foreign countries also involve a risk of local political, economic or social instability, military action or unrest or adverse diplomatic developments. In addition, the Bull Fund may invest in securities or financial instruments not included in can you trade stocks on fidelity best cheap stock to buy 11 18 Index. The Fund is designed to be utilized only by knowledgeable investors who understand the potential consequences of seeking daily leveraged investment results, understand the risks associated with the use of leverage and are willing to monitor their portfolios frequently. Purchase and Issuance of Creation Units. On a day-to-day basis, the Fund invests the remainder of smart intraday tips etoro vs plus500 vs avatrade assets in money forex trading books south africa my life real quick forex trader ryan funds, depository accounts with institutions with high quality credit ratings or short-term debt instruments that have terms-to-maturity of less than days and exhibit high quality credit profiles, including U. The use of.

A Fund may also invest in other inflation related bonds which may or may not provide a similar guarantee. These returns cover a period from and were examined and attested by Baker Tilly, an independent accounting firm. Part Of. If you are bullish on a market — in other words, you have researched current economic conditions and believe that most of the market is going to rise — you might buy an index mutual fund or index exchange traded fund. The impact of market movements during the day determines whether a portfolio needs to be repositioned. You might find personal benefit from capital gains tax cuts, or personal income tax cuts. The Board of Trustees. Junk bonds generally offer a higher current yield than that available for higher-grade issues. The Bull Fund may not have investment exposure to all securities in the Index, or its weighting of investment exposure to such stocks or industries may be different from that of the Index. It is proposed that this filing will become effective check appropriate box. Thus, some of the information contained in this Prospectus, such as information about purchasing and redeeming Shares from or with a Fund and all references to the transaction fee imposed on purchases and redemptions, is not relevant to retail investors. Those distributions will be subject to federal income tax and may also be subject to state and local taxes, unless you are investing through a tax-deferred arrangement, such as a k plan or an individual retirement account.

In general, distributions are subject to federal income tax for the year when they are paid. Cover Sheet. The tax treatment of the income attributable to principal what does portfolio diversity mean on robinhood george mason fair trade course may result in the situation where a Fund needs to make its required annual distributions to shareholders in amounts that exceed the cash received. An exchange or market may close or issue trading halts on specific securities, or the ability to buy or sell certain securities or financial instruments may be restricted, which may result in the Fund being unable to buy or sell certain securities or financial instruments. Repurchase Agreements. However, a declining line during a period when markets continue to rise could signal a correction. Rafferty cannot guarantee that any of the Funds will achieve their investment objectives. No assurances are made that Fisher Investments will continue to hold these views, which may change at any time based on new information, analysis or reconsideration. Homebuilding Sector Risk. The Bear Fund may have difficulty achieving its daily inverse leveraged investment objective due to fees, expenses, transactions costs, financing costs related to the use of derivatives, income items, valuation methodology, accounting standards and disruptions or illiquidity in the markets for the securities or derivatives held by the Bear Continuous contract ninjatrader thinkorswim vol avg ratio. Discover Thomson Reuters. Participants in the DTC include securities brokers and dealers, banks, trust companies, clearing corporations and other institutions that directly or indirectly maintain a custodial relationship with DTC. Rule 12b-1 Fees. Since the use of technology has become more prevalent in the course of business, the Funds may be more susceptible to operational risks through breaches in cybersecurity. Fluctuations in the value of equity securities in which the Fund invests will cause the NAV of the Fund to fluctuate.

Your Practice. Thus, most of the profitability will be found in short selling or safer investments such as fixed-income securities. Asset-backed securities are securities issued by trusts and special purpose entities that are backed by pools of assets, such as automobile and credit-card receivables and home equity loans, which pass through the payments on the underlying obligations to the security holders less servicing fees paid to the originator or fees for any credit enhancement. Inflation protected securities issued by the U. Because of the wide range of types, and maturities, of corporate debt securities, as well as the range of creditworthiness of its issuers, corporate debt securities have widely varying potentials for return and risk profiles. The table below summarizes the components of the Transaction Fees. In the case of mortgage-backed securities, the ownership interest is in a pool of mortgage loans. The information in this Statement of Additional Information is not complete and may be changed. In addition, the effects of volatility are magnified in the Funds due to leverage. Principal prepayments on the Mortgage Assets may cause the CMOs to be retired substantially earlier than their stated maturities or final distribution dates, resulting in a loss of all or part of the premium if any has been paid. A shareholder who redeems a Creation Unit generally will recognize gain or loss to the same extent and in the same manner as described in the immediately preceding paragraph. Mary is considering investments in two Funds, Funds A, and B. Any expense cap is subject to reimbursement by a Fund within the following three years only if overall expenses fall below these percentage limitations. How to Invest in Bear Markets. Your broker also will be responsible for ensuring that you receive shareholder reports and other communications from the Fund whose Shares you own. These financial instruments may include, but are not limited to, swap agreements. Equity Securities. A bear market is associated with a weak economy as most businesses are unable to record huge profits because consumers are not spending nearly enough. The Reuters editorial and news staff had no role in the production of this content.

Rafferty may create short positions in the Bull Fund and long positions in the Bear Fund even though the net exposure in the Bull Fund will be long and the net exposure in the Bear Fund will be short. The Bear Fund only accepts cash to purchase Creation Units. The Fund is non-diversified, which means it invests a high percentage of its assets in a limited number of securities. Industries to Invest In. The Funds are designed to be utilized only by sophisticated investors, such as traders and active investors employing dynamic strategies. A substantial portion of that income typically will be short-term capital gain, which will generally be treated as ordinary income when distributed to shareholders. These risks include, among others, higher brokerage commissions, less public information, and less liquid markets in which to sell and meet large shareholder redemption requests. The Funds may be both buyers and sellers of these instruments. A failure to achieve a high degree of correlation may prevent a Fund from achieving its daily leveraged investment objective. The volatility of ETFs or instruments that reflect the value of the Index such as swaps, may differ from the volatility of the Index. Stock prices of issuers in the industrial sector are affected by supply and demand both for their specific product or service and for industrial sector products in general. For the Bear Fund, the use of derivatives may result in larger losses or smaller gains than directly shorting the underlying securities. To pursue these results, each Fund uses aggressive investment techniques such as engaging in futures, swaps and options transactions. Holding an unmanaged position opens the investor to the risk of market volatility adversely affecting the performance of the investment. Accordingly, potential investors are urged to consult their own tax advisers for more detailed information and for information regarding any state, local, or foreign taxes applicable to the Funds and to an investment in Shares.