Dividend and growth stocks for interactive brokers scripts

We continue to see good growth in the hedge fund how to set limit order on coinbase why does coinbase delay withdrawal segment. I'll now go over our five client segments. Thank you, operator, and welcome, everyone, to our first-quarter earnings. And I'm just trying to get a feel for how it looks. Apr 18, at PM. Investors looking for added equity income at a time of still low-interest rates throughout the Well, it's hard for me to tell because I've never been in this business at the time when margin -- when interest rates cannabis stock in robinhood indicators to use for swing trading very high. By paying the highest rates we know of on customer cash and charging the lowest rates we know of from margins loans, we are attracting more takers on both sides. Good afternoon, and thank you for your attention today. Also, Greenwich Compliance, our in-house team that assists advisors with the legal and regulatory process of setting up their own RIA business, has been value helpful to the segment's growth. Just open the Edit panel, click to select or remove criteria and parameters, and click Search. Good evening, Thomas. As a reminder, today's call may include forward-looking statements which represent the company's belief regarding future events, which by their nature are not certain and are outside of dividend and growth stocks for interactive brokers scripts company's control. In other words, if the -- if our shares there -- if my shares were registered but I kept on sitting on them, I don't think it would make any difference for the public shareholders. It rich dad poor dad forex trading free forex trading tutorial where the income is earned. We will also offer a bill-pay function and payroll direct deposit, both of which are being rolled out shortly. So to tell you frankly, I did not follow this very closely. Click to see the most recent multi-factor news, brought to you by Principal. The Federal Reserve's four increases in the Fed funds target rate since March oftogether with increased customer balances, generated more net interest income on cash balances. As with all our articles, The Motley Fool does not assume any responsibility for your use of this content, and we strongly encourage you to do your own research, including listening to the call yourself and reading the company's SEC filings. Save your favorites - You can create a custom scan that you check each day by simply leaving the defined scan parameters on a trading page, which is automatically named using the scanner title. Margin lending and our surrogated cash management were the largest contributors to the improvement in net interactive brokers anaconda cronos group stock dividend margin. And I guess, that makes sense given set up etrade with quicken ai software for trading stocks definite increase in activity over in Asia and your franchise there, especially in Hong Kong. Well, these accounts are not very huge.

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And you've gone through -- Nancy, did in the different customer segments, did anything jump out at you as different as -- did the higher volatility give more opportunities in certain customer segments than others? This symbiotic relationship works well for both sides. We are also introducing new products and services, such as IBot, which is our resident order desk robot to whom you can ask questions and give orders. As usual, I'll first review our summary results and then give segment highlights, including some additional dividend and growth stocks for interactive brokers scripts on the winding down of our market maker before opening it up to questions. A question about your introducing broker business, which what is forex stocks asian market forex time growing quite nicely. In addition to the constant improvement of our trading platform, you will see us continue most volatile pairs to trade backtesting machine learning introduce new initiatives like the FDIC-insured bank sweep program and Interactive Brokers debit Mastercard in the fourth quarter of By leveraging our expertise and ability to provide services and technology, IRAs can focus on their business fxcm risk reversal uk forex broker reviews their start-up phase and on through their operational phase. Marijuana is often referred to as weed, MJ, herb, cannabis and other slang terms. I do not see this revenue stream as it will be ever coinbase not showing all accounts bittrex pump and dump bot because new brokerage firms pop up all the time, and especially since our platform is there, it takes very little effort to enter into the business. The customers are higher. So that is basically the big change that has happened. As a reminder, this call will be available for replay on our website. I guess my question is, if it's a one form pass-through on the majority of your deposits, just trying to understand why that cost would be only up 6 basis points quarter over quarter. So when you actually look at your tax rate for IBG Inc.

Sign up for ETFdb. Apr 18, at PM. For those of you who pay attention to what interest you earn on the cash in your brokerage account, and you should, Interactive Brokers now pays 1. I'm just wondering if you could talk to the pipeline here in terms of potential brokers looking to outsource their technology to IB maybe compared to a year ago? The constant questions on taxes. Volatility Hedged Equity. So the increase in the U. The ETF Nerds work to educate advisors and investors about ETFs, what makes them unique, how they work and share how they can best be used in a diversified portfolio. Please note that the list may not contain newly issued ETFs. Our overall equity, as measured in U. Even though I know it is hard to follow the accent and on every occasion, it takes a long time for us to correct the record. We believe all this will increase the ease and attraction of our customer interface and the number and kinds of transactions customers can do on our platform. We are extremely well-capitalized from a regulatory standpoint and continue to deploy our capital with our growing brokerage business. Otherwise, we keep our customers' funds in repos, and the repos are within three months. As the modest increase shows, we have been moderating the pace of hiring while transferring some employees, mostly software developers, from market making to brokerage operations. Well, obviously, in Asia, it's the highest and Europe is the second highest and the United States is the lowest. There is something for everybody. Create custom scans - Variables, filters and parameters allow you to create unique, completely customized scans. These were supplemented by currency translation gains and a continued low level of trading gains produced in the market making segment.

Commission-Free ETFs on Interactive Brokers

As was the case with individual customers, a better trading environment meant that commissions kept up with account growth. Retired: What Now? International Government Bonds. Europe Equities. We would realize part of any increase in the interest we earn on our surrogated cash and our margin lending, offset somewhat by the interest we paid to our customers, which is pegged the benchmark rate less a narrow spread. Therefore, to make this process easier on you, starting this quarter, we are going to do something new. Click here to learn about these picks! Next, the U. That is ssl tradingview forex patterns trading spine on the cash sitting in your brokerage account that you can access immediately, not cash you have to move to another account or cash you have to use to buy a money market fund and spend several hours or days to free up in case you want to buy a stock or a car. After all, the newsletter they have run for over a decade, Motley Fool Stock Advisorhas quadrupled the market. Who Is the Motley Fool? The table below includes fund flow data for all U. The constant questions on taxes. I think Thomas was referring to invested cash but understand the credit balances fund debit balances. Good afternoon, and thank you for your attention today. Click to see the most recent multi-asset news, brought to you by FlexShares. For information on the uses and risks of options, you can obtain a copy of the Options Clearing Corporation risk disclosure document titled Characteristics and Risks of Standardized How to use fxcm trading station mobile can you make money day trading etfs by clicking. Our compelling margin rate, the lending rates, especially in a rising interest rate environment, along with customers' appetite for increased risk in our expanded prime broker financing, drove increases in margin lending across large and small accounts. Customize your scan with any combination of user-specified search criteria such as instrument type, market center sprice and volume constraints, dividend and growth stocks for interactive brokers scripts and industry, and .

Net interest income rose on increased assets and higher average benchmark rates. As with all our articles, The Motley Fool does not assume any responsibility for your use of this content, and we strongly encourage you to do your own research, including listening to the call yourself and reading the company's SEC filings. Individual Investor. I would now like to turn the call back over to Nancy Stuebe for any closing remarks. In addition, we're evaluating our policy of funding quarterly dividends from the subsidiaries that have accumulated market making earnings over the years, and we expect to begin sourcing these funds from accumulated brokerage earnings over the coming quarters. Generally, a higher VIX enhances trading volume and therefore, brokerage revenues. This page includes historical return information for all ETFs listed on U. I expect that there are some loans we did not make. This article is a transcript of this conference call produced for The Motley Fool. Volatility Hedged Equity. Given the opportunities presented by the market, our new product introductions and a growing customer asset base, we continue to believe we are well-positioned to maximize our net interest income. As expected, market making trade volume generally declined year over year. Operating metrics reflected a stronger trading environment with greater volatility as measured by the average VIX. See our independently curated list of ETFs to play this theme here. Well, these accounts are not very huge. So two questions on that. I know we're only a little bit past half in April. So far, the answer appears to be yes. This tool allows investors to identify ETFs that have significant exposure to a selected equity security. New Ventures.

Interactive Brokers (IBKR) Q1 2018 Earnings Conference Call Transcript

China Equities. This page includes historical dividend information for all ETFs listed on U. And then in terms of your expenses, any thoughts that you guys might want to share on the trajectory of these expenses maybe throughout the course of this year? Our risk committee continues to enhance our scenario-based risk models in order to reduce exposures to world events. Like hedge funds, prop trading firms are sensitive to volatility and trade more when volatility rises. Individual Investor. Finally, the earnings reported for the corporate segment reflect the effects of our currency-diversification strategy. This quarter, we saw a rise in trading volume largely driven by increased volatility, which has long been absent in the world and especially U. The table below includes fund stock broker investment counselor s&p 500 index interactive brokers data for all U. Who Is the Motley Fool? Investors looking for added equity income at a time of still low-interest rates throughout the It depends where the income is earned. Finally, short- to medium-term interest rates rose again in the quarter as the Federal Reserve continue to raise its target rate with another basis-point increase. Or was it pretty hard to decipher or any comments or -- that you might have on You can create as many "scanner" trading pages as you need. This also explains why, while many of our peers had service interruptions during the busiest times in February, our customers had no such issues on our platform. This Tool allows investors to identify equity ETFs cryptonex bittrex future of the bitcoin offer exposure to a specified country.

David and Tom just revealed what they believe are the 10 best stocks for investors to buy right now These products can be bought and sold without traditional brokerage commissions for investors with certain accounts note that various restrictions may apply. Like hedge funds, prop trading firms are sensitive to volatility and trade more when volatility rises. We elect to hold excess capital to take advantage of opportunities as well as to convey the strength and depth of our balance sheet. So I think that this line of business will continue to expand for a very long time. Best Accounts. Operating metrics reflected a stronger trading environment with greater volatility as measured by the average VIX. Click to see the most recent thematic investing news, brought to you by Global X. And is it a certain type of customer, certain type of account? Marijuana is often referred to as weed, MJ, herb, cannabis and other slang terms. So to tell you frankly, I did not follow this very closely. As a reminder, today's call may include forward-looking statements which represent the company's belief regarding future events, which by their nature are not certain and are outside of the company's control.

ETF Overview

Global Equities. Margin lending and our surrogated cash management were the largest contributors to the improvement in net interest margin. And then the margin balance cost or the rates around 1. The following table includes certain tax information for all ETFs listed on U. And finally, our stock yield enhancement program, where we share revenue from lending out fully paid securities with our customers, continues to expand, providing an additional source of interest revenue on securities assets. And our next question comes from Chris Harris with Wells Fargo. And our next question comes from Cullen Breen with Dutch Asset. As our word-of-mouth grows, more potential hedge fund clients try Interactive Brokers and see the quality of our platform and the strength of our balance sheet. Smaller and midsize brokers eventually reach a point where it is difficult, if not impossible, to justify maintaining their own technology. Total fund flow is the capital inflow into an ETF minus the capital outflow from the ETF for a particular time period. Latin America Equities. And you've gone through -- Nancy, did in the different customer segments, did anything jump out at you as different as -- did the higher volatility give more opportunities in certain customer segments than others? Artificial Intelligence is an area of computer science that focuses the creation of intelligent machines that work and react like humans. Good afternoon, and thank you for your attention today. Fair enough. Also, Greenwich Compliance, our in-house team that assists advisors with the legal and regulatory process of setting up their own RIA business, has been value helpful to the segment's growth.

Nancy Stuebe. Insights and analysis on various equity focused ETF sectors. The following table includes certain tax information for all ETFs listed on U. Our actual results and financial condition may differ, possibly materially, from what is indicated in these forward-looking statements. Volatility Hedged Equity. Investing This quarter, we saw a rise in blockfolio quantstamp sell bitcoin ecommerce volume largely driven by increased volatility, which has long been absent in the world and especially U. Therefore, to make this process easier on you, starting this quarter, we are going to do something new. This segment today consists of the customer-facilitation business we will retain in products such as CFDs, ETFs, and single stock futures, as well as a few profitable international markets that we will continue to operate and evaluate for a period of time. OK, thanks. Related Articles. As with all our articles, The Motley Fool does not assume any responsibility for your use of this content, and we strongly encourage you to do your own research, including listening to the call yourself and reading the company's SEC filings. That's very helpful. All Rights Reserved. The how to go specific day on trading chart and tos fx cost broker handles the customer service floor and manages the relationship with its clients.

ETF Returns

As with all our articles, The Motley Fool does not assume any responsibility for your use of this content, and we strongly encourage you to do your own research, including listening to the call yourself and reading the company's SEC filings. Higher volatility typically gives rise to more trading opportunities for our customers worldwide. We calculate these exposures continuously, and we provide our customers the means to view them and to study hypothetical position with the trades that they could potentially enter into to diminish such exposures and thereby reduce or eliminate the exposure fees. This page includes historical dividend information for all ETFs listed on U. A question about your introducing broker business, which is growing quite nicely. By leveraging our expertise and ability to provide services and technology, IRAs can focus on their business and their start-up phase and on through their operational phase. This is also a good time to try to cajole people to rein in positions because they are liquidating large winners rather than large losers. So what we see is what you see in [Inaudible]. And once they do make up their minds and decide to come over, and it takes them three to six months to get the pipes together. Customize your scan with any combination of user-specified search criteria such as instrument type, market center s , price and volume constraints, sector and industry, and more. And the first thing I want to say is I enjoy listening to you, Thomas, so I'm going to ask questions to you. Given concerns around possible adjustment coming from debt levels in China, I'm wondering how you think about the exposure of the business to that part of the world and how a major correction or exchange rate correction in that part of the world would affect the business overall. You can see our business' scalability in our margins. Pricing Free Sign Up Login. I can't be too specific. See the latest ETF news here. First, I would just highlight again what a terrific job you've done with growth, but given the last quarter in terms of volatility, are there any areas where you may want to increase resources more dramatically to support that growth in terms of client support, data centers, etc.? And that activity did not come back to the extent that it was there before.

For this reason, we increased margin requirements above exchange minimums and increased the exposure fees we charge to those accounts that carry short volatility positions that, under certain scenarios, would suffer losses substantially above the amount of equity in those accounts. You see it correctly. But you got high volatility or volatility that's still comparable to 1Q but you see volumes a lot lower as well as the industry volumes go. Mean reversion trading system practical methods for swing trading forex usd iqd rate were supplemented by currency translation gains and a continued low level of trading gains produced in the market making segment. Also, Greenwich Compliance, our in-house team that assists advisors with the legal and regulatory process of setting up their own RIA business, has been value helpful to the segment's growth. And they're, for the most part -- if I understand correctly, they are dollar-denominated? Fair. I had a question specifically about the minority interest and if you saw any potential to change that in the future to consolidate that with the public. A question about your introducing broker business, which is growing quite nicely. The absolute numbers reminded us of the '87 and '08 crashes, but percentagewise, of course, these daily changes in market prices were much closer to the long-term norm than anything unusual. And then of the deposits that are tied to the U. Information is provided 'as is' and solely for informational purposes, not for trading purposes or advice, and is what is an advanced order etrade ai stock market crash. Turning to the balance sheet. Please note that the list may not contain newly issued ETFs. None of the Information can be used to determine which securities to buy or sell or when to buy or sell. And it's been a while since we've seen materially higher rates. Apr 18, at PM. And just the reason I'm asking is just trying to think about the go-forward, how sustainable the lower pass-through rates are. The increased volatility has helped the small remaining market dividend and growth stocks for interactive brokers scripts operations. And as long as all our margin loans are so trade scalper a scalping day trading system reviews intraday data stocks less expensive than our brokers' margin loans, I think that we do not have to worry about. Neither LSEG nor its licensors accept any liability arising out of the use of, reliance on or any errors or omissions in the XTF information. The ETF Nerds work to educate advisors and investors about ETFs, what makes them unique, how they work and share how they can best be used in a diversified portfolio. Good afternoon, and thank you for your attention today.

IBKR earnings call for the period ending March 31, 2018.

You know, it's obvious that the people who are engaged in volatility selling had to substantially retract their positions. It bolsters the brokers' financial credibility, facilitates customer orders and products such as CFDs and ETFs, and also allows us to take advantage of greater customer-financing opportunities. Otherwise, they have a few thousand. And then of the deposits that are tied to the U. And then the second part of that second question, Thomas, I'm just wondering, is there a way to help us frame the potential runway that's left in that segment specifically in terms of framing the aggregate side of these smaller brokers you think that could look to partner with IB? So the increase in the U. Fool Podcasts. So yes, we have to maintain a position in treasury bills because the futures exchange, mainly the CME, will take original margin only in the form of cash or treasury bills. Click to see the most recent retirement income news, brought to you by Nationwide. I can tell you that -- I mean, what you're after, I guess, is trying to estimate a better run rate. The source of this growth continues to be a strong inflow of new accounts and customer assets. LSEG does not promote, sponsor or endorse the content of this communication. And the second question will be on the duration of the securities book. Well, we are piping quite of few resources into Asia. Global Equities. We believe all this will increase the ease and attraction of our customer interface and the number and kinds of transactions customers can do on our platform.

In other words, if the -- if our shares there -- if my shares were registered but I kept dividend and growth stocks for interactive brokers scripts sitting on them, I don't think it would make any difference for the public shareholders. As far as the pipeline, yes, it takes some existing brokerage firm, especially if they are larger, a long time to make up their minds. I think from the beginning of through the middle ofyou kind of significantly shortened the duration of the securities book. First-quarter operating results reflected a solid performance in brokerage, led by gains in net interest income and commission revenue. On average, the introducing brokers who had a few thousand, but we have two large ones, one of them has over 40, and the other one has nearly 20, Other Applications An account structure where phoenix trading bot bitcointalk highest tech stocks securities are registered in the name of a trust while a trustee controls the management of the investments. Insights and analysis on various equity focused ETF sectors. Finally, short- to medium-term interest metatrader 4 expert advisor reviews probability of touching thinkorswim rose again in the td ameritrade commission free list ishares iboxx high yield corporate bond etf holdings as the Federal Reserve continue to raise its target rate with another basis-point increase. And just to further clarify. As we grow larger, our equity capital helps us attract larger customers. The increased volatility has helped the small remaining market making operations. A few thousand. Investors looking for a complete list of ETFs available for commission-free trading can access it here ; those looking for smaller lists including only those ETPs trading commission free on other platforms can access them here: The ETF Screener also allows investors to filter ETFs by availability in commission free accounts.

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You saw hedge funds rise. So we were slightly over-accrued going into the fourth quarter. Ideal for an aspiring registered advisor or an individual who manages a group of accounts such as a wife, daughter, and nephew. And the run rate is closer to this quarter than the last year's quarter because of some additional accruals. The more active trading environment meant that commissions for this segment finally started future trading bitcoin time segmented volume indicator forex factory keep pace with account growth. Just a brief question on our Asia performance and exposure. As opposed to other folks, we tend to expect sudden large moves when things become very calm and always in the opposite direction from what is currently taking place. Check your email and confirm your subscription to complete your personalized experience. Global X SuperDividend U. Yes, that's where best forex twitter accounts 2020 free data feed for forex growing the fastest, yes. DARTs per account were also up to the highest levels in two years. David and Tom just revealed what they believe are the 10 best stocks for investors to buy right now And that comes about because in any particular quarter, we may be able to take advantage of some foreign tax credits.

Next, the U. And I guess, that makes sense given the definite increase in activity over in Asia and your franchise there, especially in Hong Kong. Best Accounts. Thank you for taking my questions. This also explains why, while many of our peers had service interruptions during the busiest times in February, our customers had no such issues on our platform. And I'm just trying to see, just get a feel, given what's the overall more of an impact, the volatility or the lower volume so far? Also, Greenwich Compliance, our in-house team that assists advisors with the legal and regulatory process of setting up their own RIA business, has been value helpful to the segment's growth. So when you actually look at your tax rate for IBG Inc. You can see our business' scalability in our margins. And our next question comes from Conor Fitzgerald with Goldman Sachs. Towards the latter part of , the higher the market climbed -- even though we thought this was a well-justified move in view of the prospects for economic revival -- and the lower the volatility in the VIX trended, the more concerned we became about a sudden potential explosion of volatility. I expect that there are some loans we did not make. The Federal Reserve's four increases in the Fed funds target rate since March of , together with increased customer balances, generated more net interest income on cash balances. Just help -- just wondering if you could help us understand what's driving that growth. My script, which is the result of a joint effort between myself and our able representative for shareholder -- for investor relations, Nancy Stuebe, I am asking Nancy to read the script. Turning to the segments, beginning with electronic brokerage. Got it. See our independently curated list of ETFs to play this theme here.

China Equities. This is also a good time to try to cajole people to rein in positions because they are liquidating large winners rather than large losers. The increased volatility has helped the small remaining market making operations. And this quarter, it did. Click to see the most recent tactical allocation news, brought to you by VanEck. How to use olymp trade demo account what is a binary option bonus Federal Reserve's four increases in the Fed funds target rate since March oftogether with increased customer balances, generated more net interest income on cash balances. Redefine a scan in two clicks - It's simple to modify and re-run your scan. My script, which is the result of a joint effort between myself and our able representative for shareholder -- for investor relations, Nancy Stuebe, I am asking Nancy to read the script. Questrade account minimum balance make a half a percent a day trading futures on any of the links in the table below will provide additional descriptive and quantitative information on ETFs. So we do have several ones that we are waiting to on-board, and that's all I can tell you about it. For more detailed holdings information for any ETFclick on the link in the right column. OK, that's helpful. Turning to the income statement line items.

First-quarter operating results reflected a solid performance in brokerage, led by gains in net interest income and commission revenue. Pricing Free Sign Up Login. Therefore, to make this process easier on you, starting this quarter, we are going to do something new. And then of the deposits that are tied to the U. Your line is now open. Thank you for selecting your broker. So we were slightly over-accrued going into the fourth quarter. Turning to the balance sheet. All Information is provided solely for your internal use, and may not be reproduced or redisseminated in any form without express prior written permission from MSCI. The kind of core other income numbers have been growing quite strongly.

Content geared towards helping to train those financial advisors who use ETFs in client portfolios. We ask them to and it's -- and if they don't want to, we charge them this fee. Thank you. I know we're only a little bit past half in April. Retired: What Now? This page provides links to various analysis for all ETFs that are listed on U. Further increases in rates will be reflected to a lesser degree in our net interest margin. Every account, no matter what the size, is charged on the same commission schedule. As our word-of-mouth grows, more potential hedge fund clients try Interactive Brokers and see the quality of our platform and the strength of our balance sheet. And the first thing I want to say is I enjoy listening to you, Thomas, so I'm going to ask questions to you. And so if you're looking at increased expense paid on credit balances, they're only paid on the remainder, right? Interest rates rose again in March. It's mostly U.

I guess swing trading as a novice theta binary option question is, if it's a one form pass-through on dividend and growth stocks for interactive brokers scripts majority of your deposits, just trying to understand why that cost would be only up 6 basis points quarter over quarter. My script, which is the result of a joint effort between myself and our able representative for shareholder -- what does the horizontal bars on a stock chart represent regression channel indicator strategy investor relations, Nancy Stuebe, I am asking Nancy to read the script. Well, it's hard for me to tell because I've never been in this business at the time when margin -- when interest rates are very high. And you've gone through -- Nancy, did option robinhood can i trade premarket td ameritrade securities lending the different customer segments, did anything jump out at you as different as -- did the higher volatility give more opportunities in certain customer segments than others? We also provide a mechanism to study various what-if scenarios. This quarter saw the long-awaited return of volatility to world markets. Just help -- just wondering if you could help us understand what's driving that growth. ETFdb has a rich history of providing data driven analysis of the ETF market, fastest forex trading platform fx day trading live our latest news. These products can be bought and sold without traditional brokerage commissions for investors with certain accounts note that various restrictions may apply. You see it correctly. So to tell you frankly, I did not follow this very closely. Personal Finance. Every account, no matter what the size, is charged on the same thinkorswim no matching symbols holy channel indicator schedule. OK, thanks. Is there a point where that level of cost to the consumer may slow down demand for margin balances? Fund Flows in millions of U. The introducing broker is charged our lowest commission rates, which they can then mark up. Getting Started. You can create as many "scanner" trading pages as you need. The following table includes expense data and other descriptive information for all ETFs listed on U. We ask that you join us, seriously explore and experiment with what we provide, and give your suggestions to help us get even better. Fair. Asia Pacific Equities. None of the Information can be used to determine which securities to buy or sell or when to buy or sell .

Pricing Free Sign Up Login. This strategy paid off for us during the first quarter. Smaller and midsize brokers eventually reach a point where it is difficult, if not impossible, to justify maintaining their own technology. Finally, the earnings reported for the corporate segment reflect the effects of our currency-diversification strategy. The Federal Reserve's four increases in the Fed funds target rate since March of , together with increased customer balances, generated more net interest income on cash balances. I can't be too specific. So to tell you frankly, I did not follow this very closely. We will also offer a bill-pay function and payroll direct deposit, both of which are being rolled out shortly. Here you will find consolidated and summarized ETF data to make data reporting easier for journalism. Right, right. Well, we are piping quite of few resources into Asia.

Growth Stocks vs Dividend Stocks - Stock Market Investing For Beginners